Time Deposit Accounts - Plan Ahead
- Increase Your Earnings with RCBC Time Deposit! RCBC's Time Deposit rewards your patience by giving you a risk-free investment option that gives you more return the longer you save. PHP Time Deposit. Interest per Annum. Minimum Investment. 30 Days to 1 Year; 0.250% - 0.875%.
- A Peso Time Deposit is a fixed term investment account that allows you to grow your money with higher interest rates compared to a regular savings account. This account is for: Investors who are looking for the best interest rates available Savers looking to grow their money faster and safer.
- BPI 1 Year Time Deposit - Rate is for a 'Regular Time Deposit (Peso)' deposit of 5 MM and up and for 364 days. The rate of 1.1250% is 0.38% lower than the average 1.5%. Also it is 0.625% lower than the highest rate 1.75 Updated Jun, 2018.
Earn on parked funds through a short-term Peso Express Time Deposit for less than 30 days. Account is available to individual and corporate clients. Rates valid until February 23 - March 1, 2021. Deposits are insured by PDIC up to P500,000 per depositor.
Plan Ahead is a 5-year time deposit with a high rate fixed for the entire term, allowing protection from ever-changing market rates. Thinking about the future can be complicated, but saving for it shouldn’t be. Grow your hard-earned savings with BPI Family Plan Ahead.
Rates are valid from March 1 - 31, 2021.
Account Features
- Fixed interest rates
- Tax-free interest for optimized earnings*.
- Choice of when you want to withdraw your interest earnings:(1) Plan Ahead Monthly Income – interest earnings are credited monthly via deposit to an ATM account;(2) Plan Ahead Lump Sum – interest earnings are paid at the end of the 5-year term
Deposits are insured by PDIC up to P500,000 per depositor.
*Plan Ahead is exclusive for individual account holders only. Pre-termination / closing of account before the 5-year term ends is subject to interest rate and withholding tax penalties.
Chinabank Savings Time Deposit Rates
